{"id":175,"date":"2020-08-20T18:44:00","date_gmt":"2020-08-20T18:44:00","guid":{"rendered":"https:\/\/www.marketheightsfamilydental.com\/blog\/?p=175"},"modified":"2020-09-21T18:44:39","modified_gmt":"2020-09-21T18:44:39","slug":"dentist-in-harker-heights-talks-tips-for-understanding-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.marketheightsfamilydental.com\/blog\/dentist-in-harker-heights-talks-tips-for-understanding-dental-insurance\/","title":{"rendered":"4 Useful Tips for Understanding Your Dental Insurance"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.marketheightsfamilydental.com\/blog\/wp-content\/uploads\/2020\/09\/Dentist_talking_to_patient_about_insurance_coverage__.jpg\" alt=\"Dentist talking to patient about insurance coverage\" class=\"wp-image-176\" width=\"295\" height=\"183\" srcset=\"https:\/\/www.marketheightsfamilydental.com\/blog\/wp-content\/uploads\/2020\/09\/Dentist_talking_to_patient_about_insurance_coverage__.jpg 800w, https:\/\/www.marketheightsfamilydental.com\/blog\/wp-content\/uploads\/2020\/09\/Dentist_talking_to_patient_about_insurance_coverage__-300x186.jpg 300w, https:\/\/www.marketheightsfamilydental.com\/blog\/wp-content\/uploads\/2020\/09\/Dentist_talking_to_patient_about_insurance_coverage__-768x477.jpg 768w\" sizes=\"(max-width: 295px) 100vw, 295px\" \/><\/figure><\/div>\n\n\n\n<p>If you are overdue for a routine cleaning or have a toothache that needs to be treated, you may have one important question on your mind: What does my insurance cover? However, after hours of sorting through paperwork and deciphering unfamiliar jargon, you may find yourself just as confused as when you started. Fortunately, a dentist in Harker Heights is sharing four tips to help you understand your <a href=\"https:\/\/www.marketheightsfamilydental.com\/dental-insurance.html\">dental insurance<\/a>.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">#1. Understanding \u201c100-80-50\u201d Coverage<\/h2>\n\n\n\n<p>When looking through your paperwork, you may see the sequence \u201c100-80-50.\u201d This simply refers to the amount your insurance company will cover based on the three most common categories of service. For example, 100% of the cost of preventive care is covered, 80% of basic procedures (like fillings or root canals), and 50% of major procedures (like crowns and bridges).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#2. \u201cOut of Network\u201d Does Not Mean \u201cOut of Coverage\u201d<\/h2>\n\n\n\n<p>Since \u201cout of network\u201d typically does mean \u201cout of coverage\u201d when it comes to medical insurance, it\u2019s not surprising that many patients think the same applies to their dental insurance. However, opting for an \u201cout of network\u201d provider may mean that the percentage of treatment is lower, but that coverage is still available. In fact, some patients find that the cost difference is nominal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#3. Pick Your Provider<\/h2>\n\n\n\n<p>Although it is recommended that you visit the dentist twice a year for a checkup and cleaning, roughly 50% of American adults don\u2019t do so. Whether it is due to a jam-packed schedule or a dental phobia, being able to choose a provider who is close to your home or who specializes in a no-anxiety approach to care can make all the difference. Therefore, focus on picking a provider who you will visit on a biannual basis.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#4. Don\u2019t Hesitate to Ask for Help<\/h2>\n\n\n\n<p>Even if you have had the same insurance coverage and dental team for years, don\u2019t hesitate to speak up if you have any questions. After all, you may get insight into how your benefits are being maximized or what is covered on a restorative treatment option you\u2019re interested in. Being familiar with your plan can ensure that your oral and overall health stays in pristine condition for years to come!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Practice<\/h2>\n\n\n\n<p>At Market Heights Family Dental, each member of their team is united behind their mission to deliver \u201cLifetime Care.\u201d This approach to dentistry is founded on motivating and educating each patient about their oral health so they can enjoy a beautiful, strong smile for years to come. If you are interested in scheduling your biannual appointment or have a question about your coverage, don\u2019t hesitate to visit their <a href=\"https:\/\/www.marketheightsfamilydental.com\/contact.html\">website<\/a> or give them a call at <strong>254-699-3565<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are overdue for a routine cleaning or have a toothache that needs to be treated, you may have one important question on your mind: What does my insurance cover? However, after hours of sorting through paperwork and deciphering unfamiliar jargon, you may find yourself just as confused as when you started. Fortunately, a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Understanding Your Dental Insurance l Market Heights Family Dental<\/title>\n<meta name=\"description\" content=\"Is navigating through your dental insurance giving you a headache? A dentist in Harker Heights is sharing four tips to help!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketheightsfamilydental.com\/blog\/dentist-in-harker-heights-talks-tips-for-understanding-dental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding Your Dental Insurance l Market Heights Family Dental\" \/>\n<meta property=\"og:description\" content=\"Is navigating through your dental insurance giving you a headache? 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